Pivotage Consulting –Our Client, a leading financial services provider with a prime desire to promote trailblazing Financial & Investment solutions to customers in different sectors of the Nigerian economy. Specialized in creating opportunities for all to save accumulated capital and build sustainable wealth, while offering strategic investment solutions to its stakeholders is looking to engage a Credit Executive.
Type: Full Time
Job Title: Credit Executive
Location: Lagos, Nigeria
Work Mode: Onsite
The Credit Executive is responsible for creating and implementing policies regarding the review of customers credit history and the granting and extension of credit lines. In addition, the credit executive ensures that research of credit worthiness is effective and complies with all applicable laws and regulations.
- Responsible for reviewing loans requests and assessing client’s financial status
- Responsible for evaluating credit worthiness
- Responsible for contacting clients to gather financial data and proper documentation
- Responsible for calculating financial ratios (i.e credit scores and interest rates)
- Responsible for maintaining records of loan applications
- Responsible for following up with clients about loan renewals
- Responsible for monitoring existing loans of clients
- Minimum of a bachelor’s degree in Accounting, Economics, Business Administration, Finance or any related discipline
- Minimum of 2- 4 years’ experience as a Credit Executive
- Hands on experience with lending procedures and products
- Strong computer skills with demonstrated experience in Microsoft office suite including Word and Excel
- Excellent written and verbal communication skills.
- Proficiency in research studies
- Exceptional time management skill, people skills, strong customers service focus and exemplary work ethics.
- Great attention to details and a result driven approach.
- Outstanding organizational skills and ability to prioritize tasks.
- Ability to thrive in a high-volume, deadline-driven work environment.
- Ability to proactively address potential issues.
METHOD OF APPLICATION
Using the role ‘Credit Executive’ as the subject of your application, qualified candidates should send CV only to email@example.com (Please ensure CVs are in MS Word format only).
20th September, 2022